Raising money from investors is the first goal of people interested in starting a business after putting together a prospectus, knowing how much money they want, exactly how it will be used, and how they intend to repay it.

 One of the easiest ways of raising such money is by advertising in a newspaper or a national publication featuring such ads. Your ad should state the amount of money you want--always ask for more money than you have room for negotiating. Your ad should also describe the type of business involved ( to separate the curious from the truly interested), and the kind of return you\'re promising on the investment.

You may also take a page from the party plan merchandisers. Set up a party and invite your friends to attend and get that opportunity to explain your business plan, the profit potential, and how much you need. Give them each a copy of your prospectus and ask that they pledge a thousand dollars as a non-participating partner in your business.

Having an attorney and an accountant help you make up your business prospectus can be a very good idea. As you explain your plan to them, and ask for their advice, casually ask them if they\'d mind letting you know of, or steer your way any potential investors they might happen to meet. Do the same with your banker.

Give him a copy of your prospectus and ask him if he\'d look it over and offer any suggestions for improving it, and of course, let you know of any potential investors. Wisely, let them know you\'re willing to pay a "finder\'s fee" if you can be directed to the right investor. Professional people such as architects, doctors and dentists are known to have a tendency to join occupational investment groups.

 So, the next time you talk with your doctor or dentist, give him a prospectus and explain your plan because he may want to invest on his own or perhaps set up an appointment for you to talk with the manager of his investment group. Keep in mind that you\'re looking for money, it\'s essential that you get the word out as many potential investors as possible.

 In the United States, some states have Business Development Commissions whose goal is to assist in the establishment and growth of new businesses. These Commissions also offer favorable taxes and business expertise and money or facilities to help a new business get started. Independently, of where you live, Chambers of Commerce are the places to check for further information on how to find investors for your business plan.

Industrial banks are usually much more amenable to making business loans than regular banks, so be sure to check out these institutions in your area. Insurance companies are prime sources of long term business capital, but each company varies its policies regarding the type of business it will consider. Check your local agent for the name and address of the person to contact. Also, be sure to check at your public library for available foundation grants.

 These can be the final answer to all your money needs if your business is perceived to be related to the objectives and activities of the foundation. There\'s the Money broker or Finder. These are the people who take your prospectus and circulate it with various known lenders or investors.

They always require an up-front or retainer fee, and there\'s no way they can guarantee to get you the loan or the money you want. Finally, don\'t overlook the possibilities of the Small Business Investment Companies in your area. Look them up in your telephone book under "Investment Services and advertise your business prospectus because these companies exist for the sole purpose of lending money to businesses which they feel have a good chance of making money.

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